Federal Priorities and Engagement
The ÐÓ°ÉÊÓƵ works with Congress and federal agencies to support state-based insurance regulation, protect consumers, and promote stable insurance markets. This page provides an overview of ÐÓ°ÉÊÓƵ federal priorities, engagement activities, and issue briefs for policymakers and stakeholders.
2026 Policy Priorities (Coming Soon)
Federal Engagement
Issue Briefs
Eliminate the Federal Insurance Office
The ÐÓ°ÉÊÓƵ urges Congress to respect the longstanding system of state-based insurance regulation by abolishing the Federal Insurance Office (FIO).
State Insurance Receivership Priority Act
To expedite consumer recovery, the ÐÓ°ÉÊÓƵ supports a two-year deadline for the federal government to file claims against insolvent insurers in receivership.
FSOC Vote for Insurance Regulators
As the primary regulators of insurance and first line of defense against insurance-sector risks, state insurance regulators should have voting membership on the Financial Stability Oversight Counsil (FSOC).
Protect Insurance Consumer Privacy and Security
State regulators have implemented and continue to advance strong consumer privacy and security protections in the insurance sector. Federal legislation should complement that work, not undermine or preempt it.
Long-Term Reauthorization of the National Flood Insurance Program
Long-term reauthorization of the National Flood Insurance Program (NFIP) is critical to ensure program stability and to provide policyholders with uninterrupted flood insurance coverage.
Oppose Risk Retention Group Expansion
The ÐÓ°ÉÊÓƵ opposes legislation that would allow Risk Retention Groups (RRGs), which are not subject to the same high standard of regulatory oversight as traditional carriers, to write commercial property insurance for nonprofits.
Stronger Insurance Markets: The Role of Mitigation
Proactive mitigation reduces disaster losses, protects taxpayers, and helps keep insurance coverage available and affordable for consumers.