Model Laws
State Insurance Charts
Navigate State Insurance Laws with Ease
The State Insurance Charts consist of more than 100 issue-specific charts, combining states' statutes and regulations on various insurance topics in a concise and clear format.
Index
An alphabetical listing of State Insurance Charts by subject matter or key terms.
Retaliation Guide
A complete listing of each state's retaliatory tax rates resulting from companies selling insurance products across state lines.
Updated & Archived Charts
Typically, charts are updated every two years. Archived charts listed as “upon request” in the Table of Contents and Index, as well as requests for updates to charts, should be submitted to the Legal Division.
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Title
Model Law
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CA-70 - Lists of Approved Surplus Lines Insurers
Nonadmitted Insurance Model Act
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CA-80 Captive Insurance Company Laws
Protected Cell Company Model Act
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CA-90 Statutes Making the Unauthorized Transaction of Insurance Criminal Act
Insurance Fraud Prevention Model Act,
Unauthorized Transaction of Criminal Model Act
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CF-20 Basing Capital and Surplus Requirements on Risk
Risk-Based Capital (RBC) Model Act,
Risk-Based Capital (RBC) for Health Organizations Model Act
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CF-40 Financial Examinations Standards for Insurers
Model Law on Examinations
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CF-50 Limitations on Insurers' Investments
Investments of Insurers Model Act (Defined Limits Version),
Derivative Instruments Model Regulation,
Investments of Insurers Model Act (Defined Standards Version),
Investments in Medium Grade and Lower Grade Obligations Model Regulation
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CF-90 Reserve Requirements for Title Insurers
Title Insurers Model Act
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HA-10 Filing Requirements Health Insurance Forms and Rates
Group Health Insurance Standards Model Act,
Guidelines for Filing of Rates for Individual Health Insurance Forms,
Health Policy Rate and Form Filing Model [Act] [Regulation]
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HA-40 Coordination of Benefits Provision
Coordination of Benefits Model Regulation
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Stop-Loss Insurance Model Act
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HA-95 Multiple Employer Welfare Arrangements (MEWA) and Multiemployer (MET) Provisions
Prevention of Illegal MEWAs and Other Illegal Health Insurers Model Regulation
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Off-Label Drug Use Model Act
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HB-15 Mandated Benefits Women's Health Pregnancy Fertility and Preventative Care
Small Group Market Health Insurance Coverage Model Act,
Individual Market Health Insurance Coverage Model Act
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HB-16 Mandated Benefits Women's Health
Individual Market Health Insurance Coverage Model Act,
Small Group Market Health Insurance Coverage Model Act
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HB-25 Mandated Benefits Mental Health
Individual Market Health Insurance Coverage Model Act,
Small Group Market Health Insurance Coverage Model Act
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HB-27 Mandated Benefits Substance Abuse and Addiction
Individual Market Health Insurance Coverage Model Act,
Small Group Market Health Insurance Coverage Model Act
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HB-50 Genetic Testing for Insurance Coverage
Individual Market Health Insurance Coverage Model Act,
Small Group Market Health Insurance Coverage Model Act,
Model Regulation to Implement the ӰƵ Medicare Supplement Insurance Minimum Standards Model Act
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HG-30 Health Insurance Purchasing Alliances
The Single Health Care Voluntary Purchasing Alliance Model Act,
The Regional Health Care Voluntary Purchasing Alliance Model Act,
The Private Health Care Voluntary Purchasing Alliance Model Act
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HM-10 Departmental Regulation of HMOs
Health Maintenance Organization Model Act,
Model Regulation to Implement Rules Regarding Contracts and Services of Health Maintenance Organizations
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HM-20 Open Enrollment Periods for HMOs
Health Maintenance Organization Model Act,
Model Regulation to Implement Rules Regarding Contracts and Services of Health Maintenance Organizations
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HM-30 HMO Net Worth and Deposit Requirements
Health Maintenance Organization Model Act,
Model Regulation to Implement Rules Regarding Contracts and Services of Health Maintenance Organizations
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HS-10 Long Term Care Insurance Act Provisions
Long-Term Care Insurance Model Act,
Long-Term Care Insurance Model Regulation
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HS-15 Long Term Care Insurance Regulation Provisions
Long-Term Care Insurance Model Act,
Long-Term Care Insurance Model Regulation
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IN-10 Life and Health Guaranty Fund Laws
Life and Health Insurance Guaranty Association Model Act
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IN-15 Life and Health Guaranty Funds Triggering Provisions
Life and Health Insurance Guaranty Association Model Act
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IN-30 Property & Casualty Guaranty Association Laws
Property and Casualty Insurance Guaranty Association Model Act
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IN-35 Property & Casualty Guaranty Triggering Provisions
Property and Casualty Insurance Guaranty Association Model Act
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IN-50 Health Maintenance Organization Coverage by Guaranty Associations
Life and Health Insurance Guaranty Association Model Act
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LI-20 Form Filing Requirements Life Insurance Policies
Separate Accounts Funding Guaranteed Minimum Benefits Under Group Contracts Model Regulation,
Modified Guaranteed Annuity Regulation,
Variable Life Insurance Model Regulation (includes commentary),
Life and Health Insurance Policy Language Simplification Model Act
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LI-30 Life Insurance Disclosure Provisions
Advertisements of Life Insurance and Annuities Model Regulation,
Life and Health Insurance Policy Language Simplification Model Act,
Life Insurance Disclosure Model Regulation,
Life Insurance Illustrations Model Regulation
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LI-35 Annuity Disclosure Provisions
Annuity Disclosure Model Regulation,
Suitability in Annuity Transactions Model Regulation,
Life Insurance Disclosure Model Regulation
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LI-55 Suitability of Sales of Life Insurance and Annuities
Suitability in Annuity Transactions Model Regulation
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MC-10 Insurance Fraud Prevention Laws
Insurance Fraud Prevention Model Act
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MC-25 Readability Requirements
Restatement of UPPL in Simplified Language,
Life and Health Insurance Policy Language Simplification Model Act
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MC-30 Insurance Privacy Protection in Response to Gramm Leach Bliley Act
Insurance Data Security Model Law,
ӰƵ Insurance Information and Privacy Protection Model Act,
Privacy of Consumer Financial and Health Information Regulation,
Standards for Safeguarding Customer Information Model Regulation
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MC-30 Use of Credit Reports/Scoring in Underwriting
Property Insurance Declination Termination and Disclosure Model Act,
Unfair Trade Practices Act
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Property Insurance Declination Termination and Disclosure Model Act,
Unfair Trade Practices Act,
Unfair Discrimination Against Subjects of Abuse in Life Insurance Model Act,
Unfair Discrimination Against Subjects of Abuse in Disability Income Insurance Model Act,
Unfair Discrimination Against Subjects of Abuse in Property and Casualty Insurance
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MC-45 Prohibitions Against Redlining and Other Geographic Discrimination
Property Insurance Declination Termination and Disclosure Model Act,
Unfair Trade Practices Act
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MC-50 Claims Settlement Provisions
Unfair Claims Settlement Practices Act,
Unfair Property/Casualty Claims Settlement Practices Model Regulation,
Unfair Life, Accident and Health Claims Settlement Practices Model Regulation
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MC-55 Private Rights of Action for Unfair Claims Settlement Practices
Unfair Claims Settlement Practices Act,
Unfair Property/Casualty Claims Settlement Practices Model Regulation,
Unfair Life, Accident and Health Claims Settlement Practices Model Regulation
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MC-90 State Laws on Records Maintenance
Public Adjuster Licensing Model Act,
Title Insurers Model Act,
Viatical Settlements Model Act,
Reinsurance Intermediary Model Act,
Market Conduct Record Retention and Production Model Regulation,
Registration and Regulation of Third-Party Administrators
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PA-10 Rate Filing Methods for Property & Casualty Insurance, Worker's Comp, Title
Property and Casualty Commercial Rate and Policy Form Model Law (Condensed),
Property and Casualty Model Rating Law (File and Use Version),
Property and Casualty Model Rate and Policy Form Law Guideline,
Property and Casualty Model Rating Law (Prior Approval Version),
Property and Casualty Model Rate and Policy Form Regulation Guideline
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PA-15 Form Filing Methods for Property & Casualty
Property and Casualty Commercial Rate and Policy Form Model Law (Condensed),
Property and Casualty Model Rate and Policy Form Law Guideline,
Property and Casualty Model Rate and Policy Form Regulation Guideline
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PA-30 Compulsory Motor Vehicle Insurance
ӰƵ Automobile Insurance Declination, Termination and Disclosure Model Act
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PA-60 Service Contracts, Motor Clubs and Other Extended Warranties
Service Contracts Model Act
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PC-50 Terrorism and War Risk Exclusions
Consumer Credit Insurance Model Regulation,
Military Sales Practices Model Regulation,
Long-Term Care Insurance Model Regulation
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PL-20 Third Party Administrator Licensure and Bond Requirements
Registration and Regulation of Third-Party Administrators
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PL-40 Adjuster Licensing Requirements
Public Adjuster Licensing Model Act,
Independent Adjuster Licensing Guideline
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PR-15 Compensation Disclosure Requirements for Producers
Producer Licensing Model Act
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PR-20 Producer Education and Examination Requirements
Producer Licensing Model Act,
Prevention of Illegal MEWAs and Other Illegal Health Insurers Model Regulation,
Public Adjuster Licensing Model Act,
Suitability in Annuity Transactions Model Regulation,
Reinsurance Intermediary Model Act
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PR-30 Fingerprint Requirements for Licensing
Producer Licensing Model Act,
Authorization for Criminal History Record Check Model Act,
Public Adjuster Licensing Model Act
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PR-60 Producers' Fiduciary Responsibilities Premiums
Producer Licensing Model Act
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PR-70 Producers Ability to Charge Fees and Collect Commissions
Producer Licensing Model Act,
Unfair Trade Practices Act
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RE-40 General State Privacy Breach Consumer Protection Laws
Insurance Data Security Model Law,
Standards for Safeguarding Customer Information Model Regulation
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TX-55 Direct Procurement Tax Rates
Nonadmitted Insurance Model Act
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TX-60 Premium Tax Credits for Guaranty Association Assessment
Life and Health Insurance Guaranty Association Model Act,
Property and Casualty Insurance Guaranty Association Model Act