ӰƵ Model Laws, Regulations, Guidelines, and Other Resources
This comprehensive publication provides quick access to every ӰƵ Model Law, Regulation, and Guideline. Included with every model is a state action page that cites each state's enacted model or similar legislation. Many models also include a Project History that explains why the model was adopted and why certain provisions were included.
Table of Contents, is available to guide you through the charts listed below (Related Charts: State Laws on Insurance Topics) which are included in the purchase of a Model Laws product and are made available for download via the ӰƵ's Account Manager. For those that do not have a subscription to the Model Laws product, individual charts are available for purchase by contacting ӰƵ Publications at prodserv@naic.org
Then, here is the link to the Bulletins:
ӰƵ Model Bulletins
These documents are generally used by insurance departments to notify companies and/or producers on how the department intends to interpret an issue. Bulletins do not generally carry the force of law, though they may be used to notify interested parties of adoptions or changes to existing law. The bulletins are developed through discussions at ӰƵ committees and task forces, with input from interested parties.
White Papers
White papers serve as a vehicle to describe ӰƵ policy discussions and recommendations on a number of insurance issues. The papers are developed through discussion at ӰƵ committees and task forces, with input from interested parties.
/publications?name=&field_publication_category_target_id=473 and click on "White Papers".
Retaliation Tax Guide
The Retaliation Guide offers a complete listing of each state's retaliatory tax rates resulting from companies selling insurance products across state lines. This publication includes important information about other taxes and assessments, exclusions and deductions, credits, payment due dates, penalties, extensions, fees and deposits. Updated annually.
Click on this link and select “Retaliation: A Guide to State Retaliatory Taxes, Fees, Deposits and Other Requirements”
State Adoption Maps
Solvency State Adoption Maps (Models #440, #450, #520, #787)
- Implementation of 2020 Revisions to Model #440 (Group Capital Calculation and Liquidity Stress Test) Insurance Holding Company System Regulatory Act [status as of February 27, 2026]
- Implementation of 2021 Revisions to Model #440 (Receivership) Insurance Holding Company System Regulatory Act [status as of March 3, 2026]
- Implementation of 2020 Revisions to Model #450 (Group Capital Calculation) Insurance Holding Company System Model Regulation [status as of February 27, 2026]
- Implementation of 2017 Revisions to Model #520 Life and Health Insurance Guaranty Association Model Act (status as of March 3, 2025)
- Implementation of Model #787 (XXX/AXXX) Term and Universal Life Insurance Reserve Financing Model Regulation [status as of March 3, 2026]
AI Model Bulletin State Adoption Map - status as of March 3, 2026 – See page 2 for citations
- Implementation of ӰƵ Model Bulletin: Use of Artificial Intelligence Systems by Insurers
State Adoption Map - Model #668 - status as of March 3, 2026
- Model Act #668 Insurance Data Security Model Law
GCC State Adoption Maps (Models #440 and #450) - 2020 Revisions as of February 27, 2026
- Model #440 (Group Capital Calculation and Liquidity Stress Test) Insurance Holding Company System Regulatory Act
- Model #450 (Group Capital Calculation) Insurance Holding Company System Model Regulation