To be determined.
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Actuarial Guidelines
Background
Last Updated: 5/14/2024
Issue: The ÐÓ°ÉÊÓÆµ may develop and adopt actuarial guidelines in response to risk and solvency concerns.
Overview: The Life Actuarial (A) Task Force and the Health Actuarial (B) Task Force, formerly known as the Life and Health Actuarial Task Force, are often asked to help state insurance departments interpret a statute on an actuarial topic about an unusual policy form or a situation that was not considered when the statute was originally established. When the Life Actuarial (A) Task Force and the Health Actuarial (B) Task Force interpret a statute, they often consider the intent of the statute, including why the statute was initially adopted, as well as the current environment.
Because these situations are common in all states, the Life Actuarial (A) Task Force and the Health Actuarial (B) Task Force believe that published actuarial guidelines on these topics would be beneficial for state regulatory officials and that the guidelines would promote uniformity in regulation, which is beneficial to consumers and regulators. Therefore, the Life Actuarial (A) Task Force and the Health Actuarial (B) Task Force have developed certain actuarial guidelines and will continue to produce these guidelines as needed. The guidelines should not be seen as statutory revisions but instead as a guide when applying a statute to a specific circumstance.
Actions
Recent examples of actuarial guidelines include and , which relate to long-term care insurance (LTCI) and life insurance, respectively. Actuarial guidelines are published in the Accounting Practices and Procedures Manual (AP&P Manual).
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About This Meeting
PURPOSE: To facilitate training and the sharing of expertise through predictive analytics webinars (aka "Book Club").
TOPIC: Can Gen AI Review a Pricing GLM?
PRESENTERS: ÐÓ°ÉÊÓÆµ P&C Rate Model Review Team
About This Meeting
To be determined.
About This Meeting
To be determined.
About This Meeting
Business Call - Agenda to follow
About This Meeting
To be determined.
About This Meeting
To be determined.
About This Meeting
PURPOSE: To facilitate training and the sharing of expertise through predictive analytics webinars (aka "Book Club").
TOPIC: How Actuarial Science Can Benefit from AI...and Vice Versa.
PRESENTERS: Frank Chang, Ph.D. (Past CAS President and Vice President Uber Technologies, Inc.), James Guszcza, Ph.D. (Stanford University Research Affiliate and co-founder of Clear Risk Analytics), and Max Martinelli (AKUR8-Lead Actuarial Data Scientist)
About This Meeting
To be determined.
About This Meeting
Consider Adoption of 2026 Charges, Consider Adoption of ÐÓ°ÉÊÓÆµ Model Review Manual, Receive a Report on ÐÓ°ÉÊÓÆµ Regulatory Training: The Regulatory Review of GLMs
About This Meeting
To be determined.
About This Meeting
Agenda – October 2, 2025
- Consider Adoption of 2026 Generally Recognized Expense Tables (GRETs)
- GRET Presentation
- GRET Recommendation Letter
- Consider Adoption of APF 2025-05
- ACLI Comment Letter
- Consider Exposure of the Task Force’s 2026 Charges
- Consider Exposure of APF 2025-13 Non-US Mortality Documentation Requirements
- Other Matters
About This Meeting
About This Meeting
Agenda – September 25, 2025
- Consider Adoption of the Task Force’s 2025 ÐÓ°ÉÊÓÆµ Summer National Meeting Minutes
- Consider Re-Exposure of Revisions to Actuarial Guideline 49-A
- American Academy of Actuaries Comment Letter
- American Council of Life Insurers Comment Letter
- Maryland Comment Letter
- Discuss Comments on Actuarial Guideline 55 Template
- AG 55 Template Exposure
- American Academy of Actuaries Comment Letter
- American Council of Life Insurers Comment Letter
- CIRCA Comment Letter
- John Blocher Comment Letter
- Peter Gould Comment Letter
- Other Matters
- Revisions to Actuarial Guideline 49-A
- American Academy of Actuaries Comment Letter - AG 49-A
- ACLI Comment Letter - AG 49-A
- Maryland Comment Letter - AG 49-A
- Actuarial Guideline 55 Template
- AG 55 Template Exposure
- American Academy of Actuaries Comment Letter - AG 55
- ACLI Comment Letter - AG 55
- CIRCA Comment Letter - AG 55
- John Blocher Comment Letter - AG 55
- Peter Gould Comment Letter - AG 55
About This Meeting
PURPOSE: To facilitate training and the sharing of expertise through predictive analytics webinars (aka "Book Club").
TOPIC: How Actuarial Science Can Benefit from AI...and Vice Versa.
PRESENTERS: Frank Chang, Ph.D. (Past CAS President and Vice President Uber Technologies, Inc.), James Guszcza, Ph.D. (Stanford University Research Affiliate and co-founder of Clear Risk Analytics), and Max Martinelli (AKUR8-Lead Actuarial Data Scientist)
About This Meeting
About This Meeting
Purpose: Continue discussion of proposed edits to the 2026 P/C Statement of Actuarial Opinion (SOA) instructions and Regulatory Guidance documents.
About This Meeting
Minneapolis Convention Center—101—Level 1
About This Meeting
Purpose: To facilitate training and the sharing of expertise through predictive analytics webinars (aka "Book Club").
Topic: Balancing Risk Assessment and Social Fairness: An Auto Telematics Case Study
About This Meeting
To be determined.
About This Meeting
Continue discussion of the long-duration A&H disclosure items and other observations and issues regarding the P/C Statement of Actuarial Opinion instructions.
About This Meeting
To be determined.
About This Meeting
Discuss and consider adoption of the Alternative Proposal for revised cost-sharing factors associated with the MSA Framework’s Single LTCI Multistate Rate Review Approach.
About This Meeting
Agenda – July 10, 2025
About This Meeting
Purpose: Discuss P&C actuarial issues.
About This Meeting
To be determined.
About This Meeting
Agenda – June 26, 2025
- Hear Presentation on Historical and Future Mortality Improvement
- Discuss Comments Received on Future Mortality Improvement Rate Exposure
- FMI Questions for Chair Exposure
- ACLI Comment Letter
- Other Matters
About This Meeting
PURPOSE: To facilitate training and the sharing of expertise through predictive analytics webinars (aka "Book Club").
TOPIC: The Evolution of Advanced Driver Assistance Systems (ADAS) and Automated Driving
PRESENTER: Matt Moore of HLDI
About This Meeting
Agenda – June 12, 2025
- Consider Adoption of APF 2025-04, Generator of Economic Scenarios (GOES)
- APF 2025-04 051525 Exposure Version
- APF 2025-04 without Weighted Average and 7-Year Phase-in for Task Force Consideration
- American Academy of Actuaries Comment Letter
- American Council of Life Insurers Comment Letter
- Consider Adoption APF 2025-06 and Life Knowledge Statements
- Appointed Actuary
- Illustration Actuary
- Qualified Actuary
- Other Matters
- APF 2025-04 051525 Exposure Version
- APF 2025-04 without Weighted Average and 7-Year Phase-in for Task Force Consideration
- American Academy of Actuaries Comment Letter
- American Council of Life Insurers Comment Letter
- APF 2025-06 and Life Knowledge Statements
- Appointed Actuary
- Illustration Actuary
- Qualified Actuary
About This Meeting
Agenda – June 5, 2025
- Consider Adoption of Actuarial Guideline ReAAT
- ACLI Comment Letter
- Bruce Friedland Comment Letter
- Peter Gould Comment Letter
- Consider Adoption of APF 2025-08 VM-30 Identification SAO
- Consider Adoption of APF 2025-09 Reinsurance Expenses
- Consider Adoption of APF 2025-10 Reinvestment Guardrail
- Other Matters
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